First, mix the dry ingredients together in the order above. Then add liquid ingredients in the order above. If you like, add a banana (24 net carbs) or half of a banana (12 carbs). I removed it from the recipe because I wanted to lower the carb intake. The banana emulsion does a great job of giving these muffins a nice banana flavor, so a real banana isn't necessarily unless you want to add a little potassium to your diet, which is always good for LC dieters. Those on a LC diet seem to lack potassium, so a banana can help with that, but so can supplements. Mix with electric beater. Spray non-stick cooking spray into 12 cup muffin pan. Coat it well because muffins will stick otherwise. Add batter about 1/2 way full in each cup then add chocolate chips to top. Cook at 400F for 15-18 min. Test with toothpick around 15 min. The 15-16 min mark works for me. Be sure to refrigerate after you make these. The protein mskes them smell a little weird if you don't and besides, they taste so much