With a hand mixer, mix cream cheese and sour cream until smooth and creamy.
Add refried beans to a bowl with the taco seasoning. Mix well.
Prep your topping.
On a serving platter, add the beans and spread into an even layer.
Add your creamy mixture on top. You might have extra, depending on how much sour cream you like.
Follow with lettuce.
Then cheese, then tomatoes.
Top with onion and cilantro. Squeeze limes over the top.
Chill for an hour before serving with tortilla chips.
For an even heartier dip, sautee some ground beef with taco seasoning as well. You can layer that onto the creamy layer. You can even drizzle some hot sauce for a kick. It's delicious as well!
