AuGratin Potatoes with Ham

Rinse potato slices in water, set aside.

Mix butter and flour in pot on med. heat 1 minute. Add s&p, add milk all at once. Bring to low boil. Boil 1 minute. Remove from heat. Add onion & pepper. Add cheese, stir to melt.

Spread some sauce mixture in 912 greased baking dish. Top with 1 layer potatoes, then some ham. Repeat 2 more times ending with sauce.

Bake 350 for 1 hr. Remove foil. Bake additional 40 mins. Add more cheese to top in last 5 min. if desired.

Let cool 10 min. before serving.