Using a round baking dish, starting with the flour tortilla first: layer with the Refried beans, taco meat mixture, taco sauce, and cheese. Repeat each step until finished. Bake for 20 minutes uncovered at 350", until thoroughly heated and cheese is melted. Enjoy your taco Tuesday! Garnish with sour cream, chives, picante sauce, etc.. Note: It helps to heat up the refried beans to easily spread.